I make no money on selling or promoting insurance, so I've got no dog in this fight besides my personal views.

Because they don't have the opportunity to earn more money through their current job (aside from getting a promotion or starting a side hustle), it can make a huge difference on their bottom line if they are frugal.Because you're an agent, you have an opportunity to work harder and increase your income to make up the difference for living a reasonable lifestyle while still setting yourself up for success long-term.

Finding the right piece of land at the right price is a challenge.  

So now the property im looking to buy is $600,000, its basically at lot value, its a 1940s house on a lot, the house is useless and I want the lot to double the size of our lot and its a super prime piece of property in houston.

Without my wife knowing I contacted the bank and previous job's 401K, and wrote the owners the most powerful letter I had ever written on our desire to own that little piece of paradise.

The reason that they are smiling is that they are all getting a piece of the pie, and you are the pie!

Carole - Please re-read our rules about promoting your business.

When talking with realtors about staging my empty rental, none approved much staging, a few said no to all staging, a few thought a few pieces would be good, while others disagreed, saying that a few pieces would do more harm than good.

So I can honestly say that I buy the stocks that I am promoting to my clients.As Richard shared, the advantage to starting with wholesaling is that its an easy way to start with little or no cash or credit.

There's less competition on the garbage properties, and the banks seem to be more eager to get these pieces of crap off of their books.