I want to avoid a situation where a lender is telling me I’m prequalified and then there is a hiccup once we get under contract.

Please get in touch if you are a lender and can help me achieve these goals. 

I would get pre-approved with a great mortgage lender and then connect with a realtor who will help you look for those properties that have more than 1 unit. 

The Premises or common areas may be subject to a local non-smoking ordinance.C.

Similar to the way a new roof helps an exterior.If you look at professional product photos for homewares, there is usually a single (or at most a small handful of) non-neutral color(s) that is repeated throughout various elements in the room (area rug, throw pillow, bed scarf, vase/sculpture, picture etc).

I have been involved in a number of exchanges as an investor, a broker, and a lender. 

It sounds like the idea is good for more of a SFR, or a 1-4 unit rehab but my concern from a lender's perspective is the needed experience in the more 10+ unit space to give "normal" (80% leverage) on a deal like this. 

We’ve gone through the process of doing an application and submitting the required documents, and our lender is saying our combined income is too low, even with a significant down payment. 

I have to prove who I am to my lender, not my agent. 

These bonds can be made up of agency (Fannie/Freddie) mortgages or non-qualified mortgage backed securities.