The objective: SFR 3/1 25k-45k in decent working class neighborhoods.Result: pretty satisfied with solid returns but also conscious that you must pay attention to details and be monitoring everything. 

There are objective differences in how these companies run, just as there are objective differences in how mutuals are run versus stock companies.

If fire escapes are added, the objection at that point becomes one where it's a single and two family zone, and allowing addition of fire escapes to structures would alter the look and nature of the neighborhood, looking like a ghetto.3.

How do those metrics align with your company objectives?

And also do your own research of comps and provide any comparable sales which you think are more comparable to your house and detail those characteristics, also providing objective data and analyses showing that. 

I think my daughter would object based on how it's too much like Santa Barbara.....too many old, rich people

It's excellent that you have a specific objective and timeframe in mind.It's a great choice to join the BiggerPockets community.

I suspect that's true as far as how to accomplish your objectives, however, the title agent should be able to tell you, if you do as the attorney suggests, can you get an endorsement to the policy rather than buying a new policy.

Trying to get some objective feedback on anyone who has completed a deal with them.  

Our main objective is to generate passive income, and we are less interested in appreciation (nice to have obviously, but cash flow is #1 objective).