The only conventional multi family loans that seem to be available to me require 15% down for a duplex and 20% down for a triplex.On a $400,000 duplex I am looking at this increases the down payment from $12,000 to $60,000, an enormous difference for a 28 year old trying to buy his first property.Am I missing something here?

What am I missing?

Agreed to a closing date, missed it. 

However, I see 2 other critical roles missing one is a rock star CPA - to help guide me on the best way to move and frame out this company/money structure.

The plan is to treat this as any other rental (Agreements, Depoist, Policies,  ETC) However, I feel like I am missing something. 

There are quite a few 32oz drink cups that I'm guessing do not contain Mt.

Or perhaps we are missing another option. 

Am I missing something?

The whole thing was a huge miss by the Penfed loan officer.

In my opinion a title search shouldn't be relied on the take title to property because it's always possible something affecting title was missed.