Also on their site is the ability to purchase your current credit score, so you can have an idea of where you are currently at, and where you need to get to.

All these things can be removed and or updated to help boost a person's credit score and clean up their credit report.We can talk more if you would have any questions for me.

@Tim A it depends on why the Loan Officer said you could only qualify for the FHA, is it due to your debt to income or reserves or credit score down payment funds available? 

I saw similar stories but with lesser gains.

Dress nicely when you visit them and be as professional as possible, that will score you lots of points.Good luck.

James, thats a great score!  

(Probably will need a couple hundred more for inspections etc) so lets put it at 23000.Location Milwaukee.Rents currently 2200 for the four units.I'll outline the mock analysis and would love some input on that.Repairs to rent - Looking at no repairs as there are recent rehabs (minor) and all units are rented.Monthly PITI 639 on a 4% 30 year fixed (i'm at 750 credit score, should be able to get that, taxes roughly 3k a year).50% rule will give 1100 for vacancy and operating expenses.

People will get scores of letters and phone calls and no doubt some door knockers as wellRoddy-  They are one of the services that provides lists of properties posted for foreclosure

I've been taking a lot of practice tests, and my scores range from an 80 to 66. 

I have the credit score, 3.5%, work history, and income.