Hey Steve- sounds like your numbers are almost identical to what we see here in Boise.

Kids are inundated with consumerism and $150 sneakers and $800 iphones.Mr Ramsey is trying to protect the consumer from stupid financial decisions like "Paycheck loans at 31%", etc,   assisting the poorly educated about finances, nothing wrong about that.What is available for freewww.FTC.gov has a HUGE amount of free credit info and free identity theft info. 

Both properties have identical fair market values.  

Called auction.com, they said they verifed Wells Fargo holds the deed before putting up an auction but the bank will not record it in the county.

The lenders will want a paper trail of bank statements, verification on all accounts for the past 60-90 days, to make sure the seller isn't sitting on pile of cash.  

They expect income verification to be as simple as handing over an LES with the SSN cut out (military pay stubs), and also for the landlords to already know about military clauses/addendums. 

With a loan, you can buy these two identical houses for $20,000 down.

--Cozy does require all applicants to grant permission to current and former employers, landlords, and references listed in their application to release information for verification purposes.

It's also in writing on application that I check landlord history and verification of employment before asking them to pay direct for tenant screening, and any delay in response from previous landlords or employers will hold up their application.       

Gramiccioni said.Biello offered to help a Keansburg man refinance, but actually took the man's credit cards,made fraudulent loan attempts using the man's identity, Gramiccioni said.Biello engaged in similar activities two other times.Biello used fraudulent documents in a short sale