Another way to finance something if you are up to it, is to get a loan that only requires 31/2 percent down if you live in one of the units for a year and that may not be good for you.  

Each point is one percent annualized.

You're either an investor or you're a chump with a license working a crappy job dealing with other people's crappy houses and trying to earn a tiny percent of the deal that will be highly taxed earned income and a mound of paperwork which will distract you from actually making any real money.Refer them to some idiot with his face on the bus bench and take 25% of the net commission.

@Charles Kao I'm not 100 percent certain about the bank.

After they sold back to the Goodman family they began offering lifetime warranties on their heat exchangers.

It's built in 1980 with 4b/3b and 2-car garage. 5-7yr old roof, other big items in mid-lifetime. 2200 sq ft with 0.6 acre lot. 

@Dimitriy Fomichenko - this is very helpful, thank you.I did confirm my plan allows for loans 2 x $50k (I don't recall if that's over the lifetime of the loan though).When I spoke to my HR rep, they didn't mention rollovers so I'm hoping they know what they are talking about as well.I'll continue to investigate.thanksRob

Valerie Reyna They basically embelish your state income to apply for a bunch of 0 percent credit cards and charge you for "eloquently" guiding you through process.

"The deal of a lifetime comes along once a week"

Your house will move in a few years and the "lifetime" warranty will not be honored.