Sounds like good interest, please include me when you establish a meetup.

For the value of anything to be established it has to be sold. 

Using the LLC-to-personal loan strategy establishes a mortgage on the property from your LLC to you personally and essentially just makes any subsequent refinance a traditional refinance where the seasoning period is not a concern.

Hopefully by unit so you can verify walking the property.Appraiser can use that to establish value since last appraisal.Rent Roll including any balances owed.If theres a monthly income statement but something doesnt add up verify with bank deposits from statement.

It is a well established group and a great place to meet investors with various niches/interests.

There are 6 CA regulations that relate to ADUs (AB681, AB68, SB13, AB587, AB670, AB671). 

The lenders said they can only use my income in loan amount figuring if I have a credit score, so in order to take out a loan the size we were looking I need to establish credit.

Once you get the relationship established, stay in contact with them.

Just need to establish rules in place prior to renting out rooms. 

You aren't going to get past it, its well established in PA that transfers between individuals & LLCs triggers the transfer tax.