With tenants I can verify employment and references.

I require tenants to have 3x monthly rent as income, ask them for a copy of their paychecks and call their employer to be sure.

Is'nt a crash just a disaster where a lot of things go down including your own employment, savings, higher and rising vacancy rates, rapidly falling rents.

This information comes from a credit/criminal background check, employment history and current income, and Landlord references.

I asked her how she interprets that as unaffected by covid considering she just told me upon my asking, that she is unemployed due to covid, yet then tells me in the same sentence that covid does not affect her employment.

If I recall correctly, they (CenterPoint) employ their own technicians and only offer this service in MN. 

Interesting, self employed people have the most sense of identity from their job of people not working in government or Non-profit: So maybe the push to get out of the cube is more about agency and meaning than we give it credit for..

If you are employed and get W2 you can claim on the W4 form when you are hired, several exemptions even more that the number you actually have BUT when you file your taxes you will not get a refund and maybe you have to pay taxes. 

Send ads to Large Employers (HR departments): Let them know you buy properties because if they need to transfer an employee, they don’t get stuck carrying the house.

If you like what you see - nice building at a reasonable size for the # of units, at a reasonable cap rate and price, and at an area that is relatively close to an employment area, that would be a good place to look.