I've seen plenty of home under 100k which grab my attention and I understand some of these homes might not be in the best neighborhoods.

I don't understand.

To be a solid negotiator you need to have a firm understanding of the true costs of services.

Quote from @Chris Seveney: @Quang NguyenNaics code has nothing to do with funding, it’s used for the government for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economyMy understanding is that when applying for business funding (business CCs in particular with the big Tier 1 banks) they will 100% reference your NAICS code to determine whether you are in a high-risk industry or not.

I understand that you want to hve a good relationship with your tenants, but even if you increase the rent by 5% each year, they're still way below market value.

My understanding is you get a slightly better cash on cash return with a mortgage, but I don't see the point in taking on the extra interest right now when I don't have to.

Understand your concerns and I empathize.  

Target - A company who understands the real-estate market, someone who can educate as they go, someone who delivers a high value service and understands tax law.

As I understand it, it's the loan amount that requires the down payment not the potential market value of the property.  

But most importantly my understanding of this industry grew rapidly thanks to a network I have been able to build...