Here is a description of the types of insurance producers in California from the department of insurance website.The following are descriptions of the four basic distribution methods: Captive AgentA broker-agent acting as a captive agent represents a single insurer, or single fleet of insurers, and is obligated to submit business only to that company or, at the very minimum, give that company first refusal rights on a sale.Insurance BrokerA broker-agent acting in the capacity of an insurance broker is an independent insurance sales person who searches the marketplace in the interests of clients, not insurance companies, and may place coverage with any admitted insurance company.

@Alex Scotte,Yes, premature distributions of earnings from Roth IRA is subject to taxes and penalties. 

In 2023 you will get more than 80% because the other 20% will be distributed to you in 5 or 15 years.

@Spencer ResnikI would at least continue contributing the 4% to the Roth 401k so that you continue to get the 4% match, as you are correct regarding not being able to access those funds until you start taking distributions from the plan once you meet a triggering event.

- Breezeway: manages cleaner checklists, before/after photos, distributing work between cleaners, primary/backups, etc.- Ring: All my cameras, and my Z-wave smart door locks for visibility- AirDnA: market research- Instacart: for emergency delivery of a blender when a previous guest steals one.- pricelabs: dynamic pricingRejected software: (If you work for these companies, or are associated with them don't be offended...they just did not work for me personally)- Rankbreeze: I was able to construct most of the SEO related experiments myself with a google incognito window.- tidy.com: I found it a bit cumbersome to navigate and use.Hope this helps!

The exploration, development, and management. plus even the sales and distribution of gains.

I searched the document for either phrase and came up with nothing.The closest section I've found is this:(i) Net Distributable Cash shall be distributed quarterly on the following basis:a.

“Drug-related illegal activity” means the illegal manufacture, sale, distribution, purchase, USE, or possession with intent to manufacture, sell distribute, or USE of a controlled substance (as defined in Section 102 or the Controlled Substance Act (21 U.S.C. 8002) or possession of drug paraphernalia.2.Resident, any member of the resident’s household or guest or other person under the resident’s control shall not engage in any act intended to facilitate illegal activity, including drug-related illegal activity, on or near the said premises.3.Resident or members of the household will not permit the dwelling to be used for, or to facilitate illegal activity, including drug-related illegal activity, regardless of whether the individual engaging in such activity is a member of the household.4.Resident or members of the household will not engage in the manufacture, sale or distribution of illegal drugs at any locations, whether on or near the dwelling unit premises, or otherwise.5.Resident, any members of the resident’s household, or a guest or other person under the resident’s control shall not engage in acts of violence, or threats of violence, including but not limited to the unlawful discharge of firearms, prostitution, criminal street gang activity, intimidation, or any other breach of the housing agreement that the other wise jeopardizes the health safety or welfare of the landlord, his agents, or tenants.6.VIOLATION OF THE ABOVE PROVISIONS SHALL BE A MATERIAL VIOLATION OF THE HOUSING AGREEMENT AND GOOD CAUSE FOR TEMINATION OF TENANCY.

The court also considered that the income the Floods derived from other sources was modest compared with the sale of the lots.The court concluded that the “preponderance of credible evidence supports a conclusion that the Floods’ real-estate transactions were conducted in the ordinary course of a trade or business and not for investment purposes

Derive your own numbers.