Prefer a 5 or 7 ARM.

Active homes dropped slightly, days on market are all double digit.

I use the Tenant cloud app so at least we have a digital copy of each trouble ticket they open at a certain point id tell them you will have to raise the rent when the lease is up because of all the trouble tickets opened.

You doing an ARM?

Break-even this year could cash flow nicely next year if there are double digit rent increases.And finally, although @Joe Villeneuve is certainly not wrong about the fact that you ideally want positive cash flow, I'd also argue that real estate investors don't build long term wealth on a couple hundred bucks per month of cash flow from their rentals; Rather, they build it with long term equity growth that results from appreciation (which requires a long term hold strategy).

My credit score is 815, the only debt I have is my home but my debt to income ratio is high and per my lender I will need to put at least 35% down on a property to qualify (lender is suggesting 7 year arm.) 

My background is IT, Real Estate investing and Digital Marketing.

Would you hire a full time armed security team if your tenant was convinced that your neighbor was a convicted criminal and his kids were scared of him?

Civic offers interest only ARMS that helps as rates increase but does not pay the principal during the fixed period.

Taxes+Insurance+HOA is 577 per month.We recently bought a new single family home with 20% down and mortgage 7/1 arm @ 4.625%.We are trying to determine if it make more sense to rent the townhome versus sell it and apply the principal to the principal of single family home mortgage.The expected rent is 2500 per month.Rental management expense : 1 month rent for tenant placement and 8% rent monthly fee.Can someone help me do the math?