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Samantha Klein Underwriter wants to count payment against me..

22 April 2021 | 41 replies

As long as they are not less stringent than the Fannie Mae/Freddie Mac guidelines they are free to apply overlays as they please.

Thomas Nance Conventional Mortgage option in NC

12 September 2017 | 6 replies

That is a hard Fannie Mae/Freddie Mac rule.

Samantha Gagnon FHA Loan for Duplex - Stuck for 3 Years?

7 June 2018 | 2 replies

So if you move out and purchase a home with a "conventional" loan (those are the loans governed by Fannie Mae and Freddie Mac) then there's no real problems at all.

Will Jayne Transferring To LLC After Closing - Single Family Dwelling

29 July 2021 | 33 replies

My guess is the loan is conforming to Fannie Mae and Freddie Mac underwriting standards.

Account Closed Initial Savings Needed to Purchase Multiple Rental Properties?

25 January 2017 | 52 replies

Most people stick with Fannie Mae / Freddie Mac financing for their 1st 10 deals as these provide the best term (interest and down payment requirements).

Chris Meunier Pros/Cons to paying off rental property early

9 October 2023 | 94 replies

Freddie Mac won’t give anything fixed longer then 10-years.

Shane M Recommendations for lenders for conventional loan & low down pymt

2 November 2017 | 12 replies

@Shane M Freddie Mac has a loan called Home Possible, which will allow 5% down on a 1-4 unit as owner occupied.

David Rutledge Using short term rental income to qualify for mortgage

21 August 2019 | 23 replies

@David Rutledge I would definitely call up an experienced loan officer or mortgage broker who has experience with Fannie Mae/Freddie Mac loan programs like FHA and VA and ask them.

Jacob Segundo 2nd home loan questions

6 January 2023 | 4 replies

In the past it was possible to do a 10% down "secondary" home but it is just not possible right now with rates/pricing/fee structure with Fannie Mae and Freddie Mac.

Marko Zlatic Forever Home (Primary Residence) vs. House Hacking

26 March 2019 | 3 replies

I've done a lot of research and am leaning towards a HomePossible loan via Freddie Mac.