Account Closed in the MF world, value = NOI/cap rate.... with NOI = income- expenses, you can either increase income or decrease expenses. 

That means prices will decrease when NOI decreases.

I believe there is already a low response rate with direct mail but having incorrect information just decreases response.

I asked about the residence b/c your options for HELOCs and LTV decrease on investment properties verses primary residences.

We did a large rent decrease on the units just to fill the building up b/c we were getting close to the end of October. 

The property has decreased in purchase price from $99k to $95k.

The HELOC gets re-evaluated and credit line increased to reflect the decreased mortgage. 1.

I like the idea above in calculating how much vacancy (or decrease in rental revenue due to dropping rents) can occur yet still be at break even (or whatever acceptable negative cash flow you can financially handle).  

(though as we all know these numbers are probably way off.)All of that being said, my wife is now completely turned off due to the fact that it's not a "cute little apartment complex".Here are my thoughts with what I would need to make this fit for us.PP go down to $175k-$190kOwner finance at 5.25%-5.5%Some agreement on either decreasing the $30k down payment or having owner fix/invest in a certain amount of things before I buy.

You actually DECREASE your Debt/Income.