You guys seem to be the only hard money lender based in TN that I know of at the moment, specifically within BP lender database, however, I do not know if it is necessary to borrow from someone from within state, so my options at the moment are open entirely nationwide.

I have not discounted it all together, still on the table, but more of a last resort for me.In regards to changing position/fields...I have an associates degree in automotive trchnology, and two bachelors degrees, one in Business Administration, and the other in Computer Science....I've applied to more jobs than I can count.

It is a screaming bargain at $50/$70 (whatever) per month and at least in West Coast markets you are at a major disadvantage if you are trying to do all of this title work yourself while everyone else has 85% of the work done from an on-line database.

Wholesalers, rehabbers, and landlords preferred*I have chosen the friendly professionals or even the beginners at BiggerPockets to help me by answering a few simple interview questions, I will not edit any responses and they will be shown to the administrators at my school during a presentation, so please keep it clean and restate the question in your responses.

@Jeffrey Lester Have you considered an FHA (federal housing administration) loan?

You should also check the sex offender database.

The reasoning behind a late fee is not as a punitive measure to the debtor but the additional expense in collection, accounting and administration required by the creditor.

My guess it's that a simple excel spread sheet or maybe a basic access database would be a good way to track information.

The insurance company priced out repairs based on their data base of licensed and insured contractors.

I need something that has a database of current material cost (i.e.