It also allows you to send invoices and payment confirmations - we do this for all our tenants, and they seem to appreciate the credibility it adds, as well as the fact that they have records of all their payments.

The local Government has invested in the infrastructure immediately neighboring this subdivision (streets, commercial expansion) and new local business is on the rise in the surrounding area.

Safest loans out there, they aren't just backed by you and your credit and the collateral, they are also guaranteed by the full faith and credit of the US Federal Government.

If everyone in the US ran their household budget the way the government/state/feds run a budget, run up debt, sell more and more bonds, and print more and more money - everyone would be broke.  

I love your thinking "big" approach, however there is a tariff war going on with the Chinese, they just had their second huge bank fail and the Chinese government is clamping down on out of country investing.

Then you could lose all credibility with this property owner and they avoid you and tell all of their friends from then on to ignore you.This is classic (want to be a wholesaler) syndrome but it sounds like you do not know the commercial retail market, how to evaluate these types of properties, what buyers are looking for, etc.If you still are to meet this owner you might want to spend day and night reading up on the topic.That is a very generous offer by Greg as time for professionals in this field can be thousands of dollars per hour.

I get my data straight from government sources: Census Bureau, Bureau of Labor Statistics, Department of Economic Analysis. 

If you HAVE to do DMM (and I am against DMM (at least the way everyone is doing it)) do this:You get a credible converting website.

Once you've been a part of a few deals, you might have the credibility to raise private money to do deals on your own!

Most lenders resell (to a government agency) and the buyers of the resold loans are the ones with the high threshold.Ask a competent mortgage broker what the lay of the land is at present.