With a commercial loan, you'll have a yearly PITA time-consuming obligation - regardless of whether you've made all payments 100% on time.Commercial loans have their place, and as you get bigger you'll be forced into the arms of commercial lenders so they're somewhat inevitable, but they're not necessarily always better than regular residential mortgages. 

There are deals there, but fewer and farther between.

Either way, I would keep it, maybe hire a property manager depending on the mental bandwidth it will consume managing it from afar.  

I appreciate the info, I’ve definitely consumed a lot of BP materials already, but I’m constantly looking for more.

Maybe the unrestricted "weekend" content could be segregated to an "unrated" playlist if it's that important to make swearing a core component of BP episodes.For context: Here's how I consume your content: I use Google Podcasts, set to automatically download episodes of subscribed podcasts so I can listen whenever.

As a newbie I have been trying to consume as much info as possible.

It’s time consuming but it adds a personal touch.

I have consumed a huge amount of information quickly this way (taking constant notes and creating to-do lists as I go along).

Ask to see the paperwork and then do some research.It is also my understanding that you are correct about the exceptions to FHA and that if you have 4 or fewer units, those laws do not apply.

Following a couple years of my nearly-all-consuming interest in macroeconomics and investing, I've stumbled at last to the real estate asset class.