Good questions, let me clarifyWhen you purchase a property, you hire an Escrow company to handle the transaction as a third party.

I have a property management company for MTR and STR.

That would be a sole proprietorship and I think there is a way to do s sole proprietorship with more than one person.You can then open a checking account as a DBA of the company name you came up with and track expenses in and out of it.My point is not to say an LLC is a bad move. 

If she insists on staying and playing games, you'll hold her accountable and she can face termination, eviction, early termination fees, or whatever else that entails. 

Yes, principal/interest/taxes/insurance and any HOA dues are taking in to account for the DSCR. 

We are a small vacation rental company that manages short-term rentals for homeowners in Los Angeles.

All you need is a competent tax accountant.

What companies are people using for their umbrella insurance?

Know of a good real estate friendly law firm that can help with advising how to set up an investing company?

I opened all of their florida markets and ive helped the company expand Florida to be the most successful state in the country.