Cheers!

I understand that individual circumstances play a huge role, but am curious as to what you would recommend based on your experiences. 

Timing also plays a factor.

I was using the bp calculator to run the numbers, but I’m still down to use play with the spreadsheet your have.after checking out the space I’m not sure that I had the right compatibles.

Cheers

The scenario is a little confusing as to where the title insurance comes into play. 

@John Kilhafner I build and sell homes and it’s definitely a hard game to play especially in today’s market.

Without having clear goals and parameters, it can become an emotional play and that is not a situation you want to be in. 

When determining a buy down, most investors do what you already did; they determine how long to recoup the extra money down.If it's less than 36 months and the investment is a long term play, that's good.

Cheers, Yuriy