Of course there are discounts for security measures, gates, guards etc. that everyone would get but homeowners premiums are derived on so may factors such as insured age, household members, claims history, ROOF AGE, age of the home, scheduled property, pets etc., so if each home is individually owned this would be near impossible. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

If it's important to be near the Bay area then maybe consider the Tahoe Reno, NV market because it's only a few hours away if you need to go to the office and it offers a landlord friendly environment, low property taxes, and no state income tax.

Broward isn’t just experiencing progress; it is embracing it wholeheartedly.In the midst of all the activity Browards real estate sector stood strong with sellers receiving 96% of the asking price showcasing a dedication to excellence that doesn’t waver.Time like a conductor orchestrating lifes symphony appeared to move in harmony, with Broward.The average time it took to secure contracts saw a 4.8% decrease settling at 40 days..

I use Innago as a management program which allows different taxable entities for the rents, which would assist when it comes tax season.

@Paul Pratt reach out to Colleen Pacheco with Secured Insurance in Orlando, let her know I sent you.

Look at lists of properties that are on the Sheriff Sale, and Tax Sales, as some of those could have assumable mortgages, and provide a list of potential assumable mortgages, where the owners are potentially losing their properties.David KrulacBigger Pockets Podcast guest #82  

From securing favorable refinancing options and diversifying investment portfolios to embracing technology and sustainability, we offer actionable advice designed to navigate the uncertain waters of the commercial real estate market in 2024.Technological Advancements and Market Adaptations: Technology plays a pivotal role in today's real estate market.

You need to understand the tax regulations on both sides of the boarder.

Taxes in these zip codes might be higher but they're great long term holds with steady appreciation.