I don’t know your market but make sure this is a deal you wouldn’t mind losing to someone willing to self-Insure the ac units.

If your tenant base doesn't lose their jobs then they can continue to pay their rent.   

The two benefits to this is you have good equity in the properties right from the start protecting you from any future crash and you are locking in debt that will remain the same for term of your loan.Either way, you will not lose.

Average days on market 10, tons of cash sales with quick closings, profitable AirBnB, square foot price ranging $235-$335 depending on area…Off market is really difficult to find but I would lose the “resort” area, search for an off market in a good area, rehab it and then AirBnB it.

Obviously, they lose out on some prospective tenants who want a full year lease, but it seems to work out well for them.  

@David Cozzi I recommend reading The Millionaire Real Estate Investor by Gary Keller and Never Lose a Customer again by Joey Coleman.

They have more to lose than you do.

Losing the cash flow on the higher mortgage payment, or the new cash flow from another deal?

They do not take responsibility for anything that will cause them to lose money.

If it's been a while is it worth losing this tenantship due to one rent?