We're based in Tampa and, in addition to personally investing, I own a mortgage company that provides financing for tons of investors.

Based on our preliminary plans we should be able to relatively easily convert the basement into a 3rd unit or just rent the 1st floor as a duplex down 4bd.

I own a LTR in central Houston that I think would be pretty successful as an STR based on the AirDNA data.

I'm a contractor based in Maryland and DC, so the renovation aspect is well within my expertise, having done numerous projects for other developers and general contractors.However, I'm facing a challenge when it comes to choosing the interior design elements, such as bathroom tiles, colors, sizes, fixtures, etc.

I know DSCR lenders typically don't touch them.

But they are more stable because their share price is based on quarterly asset valuation which is not going to drop 40-50% in one month as the others did in March'20.  

The drop and Swap is about all we use here due to the confiscatory tax rates based on sale price.

Based on the continuing research, wholesaling property wouldn't be the right strategy. 

Except you insist on giving the OP a "yes" based on the generic strategy (A) while I insist on giving him a "no" based on his specific situation (B).To answer your question to me - no, I'm not trying to be controversial.

Would love to connect and explain some possible scenarios based on your criteria!