Hello,Long time lurker and consumer of real estate investing podcasts, books, and other information from BiggerPockets that just closed on my first investment property - a duplex house-hack.  

Everyone is telling me that the majority of the time they dont take the LTO to term.

Write it up to an education, spend some time sharpening your support team (particularly in the trades) and start thinking about how you can do it again!

So, now that you got your losses and failures done - and congratulations by the way because I can't think it could go any more wrong - now you can start over.So yes, get those properties sold and do this right this time.

My first reaction to your post is if you're purchasing assets that are throwing off positive cash but your DTI is going up then it may be time to re-evaluate the type of assets or the expenses associated with those assets.  2.

Quote from @Tyler Johnson: Quote from @James Hamling: Quote from @Tyler Johnson: Quote from @James Hamling: @Daniel Godbout Sorry i couldn't chime in earlier to lend some insight but this is first time this came across my awareness. 

Quote from @Jackson Harris: Hey Kai'ler for our STR portfolio and what our investors do is start getting it listed on Facebook/Zillow rental/Furnish Finder/etc now as a LTR for that time period you're talking about.

But with 5 bedrooms I'll need at least 2-3 nurses to stay there at a time.

Then more issues started to pop up over time. 

Most lenders will also look at debt coverage ratio which limits leverage at this time due to higher interest rates.