Short of that, you may target employees of Canada-based companies with a presence in KC (this is easy to find on LinkedIn).

When I canceled it they refunded my amount since I was wishing the grace period. 

I rent to one couple or small family for the full rental period - no less than 2 months and no more than 3 months.

Hard money loans can be an option, but they often come with high-interest rates and short repayment terms.

The other thing to note is that the IRS only lets you have a 401K loan balance of up to $50K over a 365 day period. 

But your colleague may have been confused about Short Term Rentals (STR).

We provide this lending criteria to all potential borrowers in an email, shortly after we’ve met.Background: What is your lending background?

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

My draw down period is ten years of interest only payments then twenty years principal plus interest after that. 

Keep in mind that they can increase that period if they get complains from the community, so make sure you're in good relationship with your neighbors.