@Kevin Siedlecki there is no out of pocket expense as long as I have a tenant, and have it set up as a flip now but if a tenant chooses a L/O I stand to make 4x the flip within the three years, if they chose not to buy, then I will use the L/O again until a tenant follows through.

Hundreds of L/O deals are done every day.

Lo mejor es que es un barrio en el que no necesitas carro.Si tenes alguna otra duda de la ciudad, no dudes en preguntarme.

Purchasing 'subject to' the existing note, or doing 'owner financing' agreements, then LOing via a cooperative or sandwich option, is the way to go initially, I think???

Lo and behold, the first search result was an article that was titled "How to start investing in real estate at a young age" which was written by an individual who's name was Brandon Turner.  

Ok, last post was too loing.  

Sounds like your original LO was in the wrong...there's not much the new LO can do for you in terms of the cost of the loan.

Now Fannie and Freddie rules change like seasons literally so what your LO should have told you was that I can do this right now the way it is.

In 10 days, there will be a course on L/O deals, just follow me!

You really should talk with an LO and decide which course suits your needs.