(Google Florida condo special assessments)  And, you are correct, the HOA can impose numerous limitations that prevent it from being a good investment.

I have less than six months before I retire from the Air Force.

This month the air has changed I Guess...

When I worked with them, they were extremely reasonable with their borrowers when credit was not available to figure out working solutions, which steamed from the due diligence and experience they did on the borrowers.Corey Dutton, DFA does not prevent HML on primary residence, it does put rules around loans as they relate to primary residence.

My air conditioner has stopped working.

It prevents people from "sniping" other people's recruits and keeps things on the up and up. 

I am an agent who has sold hundreds of Air BNB and have amazing and creative partners including lending

I saw it on a list of top 25 STR markets: https://www.fastcompany.com/91031733/housing-market-best-air... 

If I know absolutely nothing about cars and I take my car into a mechanic for an air filter change, if they tell me it will take 10 days to fix and bill me $1,000 for labor...that is fraud?

FHA has caught on to this trend & updated the guidelines to prevent people from abusing FHA financing.Here are the guidelines directly from the FHA Handbook:Policy Exceptions Eligibility RequirementsRelocation: A Borrower may be eligible to obtain another FHA insured Mortgage without being required to sell an existing Property covered by an FHA-insured Mortgage if the Borrower is: • relocating or has relocated for an employment related reason; and • establishing or has established a new Principal Residence in an area more than 100 miles from the Borrower’s current Principal Residence.