Census Bureau, Texas added just under 563,000 new residents between July 1, 2023, and July 1, 2024.Florida came in second, adding 467,000 new residents over the 12-month period, and California came in third, adding 233,000.

well you dont say how much you have in it.. but if you can sell now and lose 10k and get out of a HML that would be my suggestion.HML  if they go into default interest and you could look at losing quite a bit especially if your HML is one of those that are not forgiving and wont give an inch on what they are owed.

I am planning on doing a flip or a build in Phoenix in the next one to two years.

No one knows the direction of rates.

You would suggest that I maybe buy first a multi-family with a few units to start and possibly live in one to start?

This last one is really holding things up.

One of my clients recently asked about using the Short-Term Rental loophole for a property in a foreign country (Mexico).

If your cleaner doesn't offer this service, find one who does.

They will fund 80-90% of purchase and 80-90% of renovation but not one or the other if that makes sense. they want skin in the game from both sides (acquisition) and renovation. 

The closest one to me is 2 hours away so I’ve only ever been to 1 meetup that was held locally and was primarily realtors and people in banking.