(You know you’re on the right track and you insure future leases end between March and July by varying the length of the new lease.)Good luck. 

Each closing, whether multi-family or single family, is going to have some of the same costs: title insurance, attorney fees, inspection fees, appraisal fees, fees associated with financing, etc.

Option 1 - NOI = Rent - (maintenance, vacancy, management, property tax, insurance)or Option 2NOI = Rent - (property tax, insurance)in both cases i assume DSCR = monthly payment/NOI

You will have to gather more accurate operating costs (vacancy loss, taxes, utilities, insurance, mgmt fees, maintenance, HOA) to best determine potential future performance.

When renting out furnished rooms, am I obligated to provide the exact furnishings and decor shown in the original listing photos?

. - If an enduring "fix" is implemented in realm of MFH / Commercial Finance, for example a kind of gov. insurance similar to FHA but for a commercial finance bridge loan to cover the rate disparity and swing it to back end or something like that, something.

The biggest differences between residential and commercial:  Scalability, financing are very different, property taxes may be different, Insurance is definitely different. 

@Kathie Mata   appliance insurance may work in some places, in my area is quite slow to show up.   

If you have high holding costs (financing, taxes, insurance, utilities, etc.) the longer you are holding the less money that you are makingSelling profitably - How long will it take to sell?

CA has it's upsides and both states have insurance issues.