First off, being nervous in this situation is normal, but I have found that the more direct and transparent you can be, the easier the situation gets.  

It should also make AL licenses transferable again.In any case you can do short term rental without the AL license as well, as long as you register each contract with finanças as a normal rental.

Normally speaking, only banks give long term financing.

Build out time is normal six months to a year.

Normally these homes start out as large single family or maybe even duplex.  

Having someone local who has skin in the game and experience would be valuable.

But when we compare this year's figures to 2019 (the last normal tourism year pre-COVID), we see continued growth. 

Whoever lives on the property needs to go through the normal screening process. 

I don't know any brand new STRs that hit the normalized numbers for the cabin size in year 1.  

My experience, we're investing in sub 100k markets, expect more than normal wear and tear.