Funds or file.The recording, sometimes referred to as Filing as contrast to Automatic, on an AOM helps to defend against other 'potential or previous' Assignees claims to the instrument.

LOL, a minister!

I for one would not be concerned to be locked out for a period of time, so long as I could eventually jump on to defend myself if need be...Thoughts Bill?

I'm no defender of banks, but they rarely make those kinds of mistakes.

Posted this on Reddit, but would probably reach a bigger (no pun intended) audience.My Dad owns a home but has no intention on scaling his properties as he is heavily involved in his actual work as a minister.

They don't make money unless they win or get the defendant to settle, then they get a % of the settlement. 

@Hattie Dizmond   glad we worked that out  we can just hug it out now  :)   for me I am a defender of the little investor who does not know what they don't know ..

My number one goal is to take care of my family, and to do that I have to defend my capital, I work to hard for it to roll the dice on any advise I might get on a forum.

I have heard that the police and fire departments will move residences ( owner occ's) to safer place's since they cannot defend or service those areas as you stated... its not a war zone its third world literally in some of these areas.

If there is a slip and fall claim made by a biz customer, the tenant biz policy will defend you, greatly reducing the likelihood that your policy would pay any part of the liability claim.