My local cable, internet, cell and utility companies are already using it to field calls and answer questions online and phone.

Ask for a discount for prepaying for an in house credit?

In general tenants with a credit score worth preserving pay all that is owed.

In the meantime, focus on building your credit, saving for a down payment, and soaking up as much knowledge as you can.

There's a decent chance that if you have good credit and improve your DTI over the next year, you can put a Heloc on the property while it's still your primary to unlock some of that equity if needed.

For me, I am a little hesitant because I would be in a situation where I would be trying to secure traditional lending (which should be very feasible given credit scores & what $$ amount I am pre-approved up to from my banks), meaning that I assume I would be forced into using my first-time homebuyer loan incentives.

Since they're low income/tax credit, they just don't make the kind of money needed to pay those huge premiums.

Interesting approach, how would multiple refi affect my credit score?

You do need to have steady employment, decent credit, and not be drowning in debt.

Use services that can validate the authenticity of documents and employment history.Require Detailed Applications: Ensure that the rental application captures comprehensive information, making it harder for fraudulent applicants to provide fake details.Conduct In-Person Interviews: Meeting applicants in person can provide additional insights into the authenticity of their application and allows you to ask follow-up questions based on the details they've provided.Utilize Professional Screening Services: Professional tenant screening services are invaluable for conducting background checks, credit checks, and criminal history checks.