This is also incorrect. 

Sometimes, though, it can feel a bit frustrating when you see people in your own network making decisions that, well, could be a little more strategic.

That protects us personally from liability because we are not personally making any decisions.  

Education is important, but I think the decision of how to invest money needs to hinge on how much capital you're likely to have to deploy to various activities and how much time you intend to invest actively managing deals versus selling your time into other productive endeavors. 

I do have a lot of people who have started asking questions so I figured I would give the good and the bad from my experience over the last two years so others can make their own decision.

I have seen many tax returns where the local taxes were filed incorrectly in the past (or not at all) which caused undue penalties/interest for the taxpayer.

It sounds like you’re building a strong foundation to not only find promising deals but also make confident, informed decisions along the way.We’re thrilled to have you as part of the community and can’t wait to see the projects you take on.

Much of this climate paranoia is usally driven by false ...or more accurately -  'incompletely (or incorrectly) analyzed' data.For example, I see that you list Arizona as a State that is 'in danger' because of dwindling water supplies....yet you fail to manetion that they get much less of their % water from the Colorado, instead having rivers and underground sources to rely upon.

Supposedly Don is the only decision maker however you can never talk directly to Don.

I have quotes from some of the bigger names (Progressive, Farmers, Liberty), but curious if there are any others I should take a look at before making a decision.