The human aspect would be to help her. 

But as a buyer... makes no sense to ask the LA to be your agent too...John McNellis essentially says it's not supposed to matter (according to their code of ethics), but human nature is human nature. 

By not being a good human being and treating others how they would like to be treated he ends up losing business in the long wrong.

That advice may not cost the investor directly – it will appear free – but the dealer will receive a commission from the issuer that will otherwise reduce the investment’s potential return.

Assuming they are all on expired leases aka month to month I would just have a human conversation with them about the scenario.

It's human nature to want to get away... 

Probably not that much.Neither you nor I have a crystal ball to see where the economy is headed and what will cause the next downturn, but I'd be willing to bet that when it does happen, the self reinforcing cycle of job lose you mentioned will happen, because the financial market is made up of humans who make sub optimal decisions with incomplete information. 

There are humans that make human errors throughout the mortgage loan process having to fill out many documents to complete the different tasks needed to obtain the CTC. 

Private equity backed by a promissory note is considered a “bond” which is considered a "security outside of my broker/dealer's control” which is a big no-no if I am registered with them.

Have done lots of reading of online material, books, etc. and simply need some human contact.