She sent me a nice excel sheet with her balances, mortgage payment, interest rate, and rents. 

As a college student (assuming you plan on staying in college), I’d pick a major that will guarantee some level of $$$ = engineering, medicine/dental/nursing, finance, etc.

-Mirrors/medicine cabinets.

Would hate to be old person on a fixed budget buying medicine and paying higher rates to support free health care for non citizens.Etc etc.      

(Medicine, Law, etc)My personal belief is that you should pay off your debt.

UCD (university city district) is home to UPenn, CHop, Drexel U, and Penn Medicine. 2/2 apts rent for 14-1800 a month, 4/2's are in excess of 22-2400 a month (courtesy of www.rentometer.com) ARV's of dupes and tri's in the neighborhood will go from the 400's up to the mid 500's.

@Brigham LewisMy belief is that college is virtually useless unless you’re going into something like medicine, technology (debatable), engineering or architecture, accounting, that kind of thing, or if your end goal requires an advanced degree (my degree is in psychology bc I wanted to do counseling, which requires at least a masters - I had kids and never went back, and got into real estate instead).

I told him there was no need as I would become a geneticist or medical researcher & could pay off my student loans in no time.Fast forward 20 years, and not only did I not get a degree in Biology/Pre-medicine, I didn't even graduate UCSB. 

For his Birthday I bought him this wallet with a built in medicine container.

I think I will replace the counter sink with a vanity with sink, get rid of the medicine cabinet/mirror, with a more modern mirror, get rid of the shower pan, and replace it with something else (suggestions?)