You will get a more accurate idea of what your actual interest rate is without paying any discount points.

If your goal is to move closer to family and you’re getting the house at a discount, it’s a strong personal and financial move.Advice Based on Your GoalsGiven your long-term goals of being debt-free while building a rental portfolio, it might make sense to hold onto the Stockton property.

Whether its LTR or STR - if you buy at a discount of around 70 to 75% LTV, you should do ok. 

I do give discounts on the listing side to repeat clients.

For example, the “Home Sale Exclusion Gain” (IRS Section 121) lets you exclude up to $500,000 in profits if you are married filing jointly and $250,000 if you are single.The post originally appeared on the BiggerPockets blog.

If the builder takes 18 months then he's paying theinterest and you aren't But I think if you sign the contract to buy before construction starts, you can still get a sizable discount from the right builder - in certain markets anyway. 

And super low inventory means no discounts, even for properties in rough shape.

Since then, I still do some creative finance, but also do many BRRRR which also I have to buy them at a healthy discount.

To show a home, you must have either a non-exclusive buyer agency agreement (a one-off) or an exclusive buyer agency agreement signed with a client to show them homes.

In addition to joining the seller to the buyer at the hip for several years/decades when the seller wants a clean break, the properly-discounted, risk-weighted, money to be received by the seller is less than the immediate sale price.