this is a toughie. hard money specifically is equity-driven, meaning they'll likely want 40%+ down to even entertain the deal. additionally, land without improvements is often very inexpensive (relative to land with improvements), usually pushing below a threshold which makes sense for a hard money lender. if you're not intending to build right away, then i think you'll have the best luck with private money instead of hard money. usually higher leverages than hard money, and more negotiable terms.if you are intending to build on it pretty right away, a ground-up construction loan could work, but those will typically require some ground-up construction experience (on title on other ground-up deals), or an extensive portfolio of heavy rehabs/ rentals/ strong liquidity. those will give you acquisition monies (to buy the land) and build monies (to build the improvements).

. * What is the typical cap rate (expected returns) on a MHP in the area* What cap rate/returns are YOU wanting* Obtain a copy of the past 2-3 years financials from the owner, to get an idea of actual income/expenses.* Verify the "legal non-conforming" status of the MH's.

This is because the Schedule E is obtained independently, and few people would inflate their rental income in that form (and pay more taxes than they should).  

Focus on establishing relationships to obtain the funds to do your own fix & flips and/or buy and holds2.

It does well as it attracts medical, academic, athletic, and entertainment.

The area will determine the quality of tenant you can obtain. 

I was able to finally purchase the list but obtaining owner’s information is difficult here where I am (CA).

Secondly, make sure you can obtain a warranty for the installation.

It was a bit of a nightmare negotiating as I am considered self-employed and of course during 2020 the entertainment industry was completely shut down.

If you are someone with a few properties under your belt seeking for more real estate specific knowledge some of the books on bigger pockets might be a more economical way to obtain real estate specific knowledge.