What I was trying overall encompass in my post, is that the landlord is almost harassing my mother-in-law.

@Roger Poulin Suggest you discuss with your attorney the merits of getting an Order for Publication which would encompass all of the shortcomings or deficiencies of due process that your judge has so far noted.

I currently have a $1M dollar umbrella policy that encompasses the properties without an LLC.

Taking the equity out due to appreciation is something different and they encompass a different set of risks.I think it's fair to debate different tactics and strategy s for RE investing but we should make an effort not too get emotionally involved in our particular strategy to the exclusion of others. 

However this home sits on 3 acres, has privacy and has a great fenced in backyard that encompasses the pool (and a pool shed that's getting redone as well).

Why I think this is important is that all the reports or data are encompassing of the entire area.  

The statute is broad and pretty all-encompassing. 

Dodd-Frank, I don't believe uses the words "lease-option financing" what you will find is that the DF encompasses the SAFE Act and establishes authority over any consumer RE transaction that is designed, intended to or facilitates the transfer of title in a 1-4 family dwelling by doing so.You will be very busy looking up the statutes that have been modified, adopted or the recension of regulations, going back to 1938 that I noticed.Much of this stuff lies in definitions, you can't just read the word "make" or "makes" or "maker" of a financial obligation and assume it means the same thing as a car maker or one who makes cookies, the English word has different applications.

What sorts of things would the "other closing costs" encompass"?

For active investing for your retirement that is also diversified from the stock market is of course real estate, and that encompasses buy and holds.