That’s why you get a discounted interest rate and a lower downpayment, because owne occupant properties are low risk. 

The drop and Swap is about all we use here due to the confiscatory tax rates based on sale price.

If rates come down (most likely not in 2025) you can refinance or just shovel cash-flow and pay it down quicker. 

With no credit score the interest rate would be based on the lowest credit bucket.

Do personal returns have higher audit rates than entities overall? 

It may be more difficult to get financing and a good rate buying through an LLC. 

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In this case, you can use Rental Income from the units that you will not be living in and that income can count to help you qualify.FHA rates are going to be lower than conventional for you almost always, but FHA does have a 1.75% funding fee. 

For example, the turnover rate on Realtors is like 88% a year or something like that.

It's how I've maintained a perfect bond rating and managed my business with the CSLB>I've read many of your posts and am aware that you feel that you can decide when you want a permit or not  I would word it differently.