Given  that information, you can apply your particular loan scenario and then stress test it thoroughly - hurricane, no snow, pandemic, Air BNB ban, ect, ect. 

@Joshua Dorkin Sorry, I have tried to send PMs to everyone, but I just received the following error message:Permissions Error: You have been banned from the messaging system.

I haven't gotten to tear through this entire site, but thus far it certainly seems to have a wealth of potentially interesting topics and participants (those that follow the rules and aren't banned, which seems to be a disturbingly high percentage of the posts I've seen thus far - is it that hard to not turn a post into an advertisement for oneself?!).

Abusers will be warned, and then banned.

Please be aware that doing so is grounds for a ban from your messaging privileges on our site.

That's banned by most cities.  

High  I got a warning that I could be banned  for sending a  PM.  

Here's the gist of what I've seen elsewhere: (b) An authority may not rent or lease housing to a tenant that consists of a greater number of rooms than the number the authority considers necessary to provide safe and sanitary housing to the proposed occupants without overcrowding.

Behavior like that honestly should qualify for a ban of his account. 

Please do not troll on BP, or you will face the same fate as joe gore - he was permanently banned from posting on the BP site.