My concern is that without that amount of personal income available I would have difficulty establishing a sufficient amount of reserves for emergencies.

I understand if that is all that is available in your school district.

@Jaren Woeppel , after looking at the available local options, we continue to self-manage although we export a number of tasks, ie. answering the phone.

Morris Invest has phone call slots available TOMORROW!  

From there I’ll make regular calls to let them know which properties I have available.

Why are they advertising that seller financing is available? 

Typically they come available through maximum income requirements.

Across ten doors I've had three turnovers in five years and one of the ladies that moved out (she wanted a larger house) still calls me occasionally to see if I have something available again. 

As well as the appreciation, created as a result of the availability and demand.We're happy to share.

I've seen you post a few times about 70% max leverage but 75% is widely available, at lease with non-conventional 30Y DSCR loans.