I am also nervous about my move to the DC area wont work out and I will have this house as an option in case I want to return to the bay area and will never be able purchase a similar home if I sell it.

@Tom Gimer And I had lunch last week when I was in DC and we talked about this in depth.

I'm guessing you're in California, Oregon or Washington.

I don't have anymore Ca properties but the Santa Clara Farmer's office underwrites an apartment building in coastal wa.

It is located in the greater Seattle area, Covington, WA.

We are considering purchasing a STR in Seabrook, Washington.  

I am looking for guidance on best lenders in Wa State.

In DC, Baltimore and several other landlord hostile cities they issue fines for the fun of it and a thousand times more.

After doing the 2 hour seminar, I joined LU w/ a basic membership, deciding there was no way I'd pay the $$$ for the SF or PIG programs.  

In Washington, we have Suncadia and Seabrook.