Not to mention scams are so prevalent these days, it's stressful vetting all these companies and making sure my financial info isn't getting into the wrong hands.

Another poster mentioned seeking seller finance with 3% interest, if the numbers work, make the offer.

As mentioned take a smaller cut to complete a deal if necessary.

You mentioned "The only problem is that these are 6 month lends, I'm 1.5 months into this, so any work that I do now will not reap any kind of benefits until 6 months from now."

A huge chunk of my net worth is in bitcoin and I think I mentioned this before but I am a real estate investor I have several large commercial properties already.

.), I'd recommend that the residential units fully cash flow the loan as my experience is that mixed use properties are tougher to finance as most lenders tend to prefer one or the other and something in the middle gets more difficult.For example, and granted I don't know anything about the area/neighborhood, I would expect this property (https://www.realtor.com/realestateandhomes-detail/111-NW-Har...) to be easier to finance than the mixed-use property you mentioned. 

Am I overbudgeting in the expense areas I mention above?

NV like Chris mentions even require brick and mortar..

Alot of podcasts I have been listening to have been mentioning Indy and the surrounding areas. 

I would mention to Tenant B that I was visiting Tenant A and smelled what seemed like marijuana smoke coming from their side and remind them there is no smoking permitted inside the house.