Any utility bills coming in higher than that amount would be split among the 10 renters and charged back to them.

(item L)  among the other bits of information that the form provides. 

I believe this should happen, being so close to downtown and is happening little by little in the east, but one needs to be a bit brave to be among the first to get into it.

Lots of risk level variance among the various neighborhoods in this part of the US.

Lending standards are tightening, especially among the big banks.

If you have to rank among the markets which are most susceptible to rent decline in the coming year due to unemployment, how would you rank them?

Utilities are split among the room mates including myself.

Vacasa did a study in 2019 that ranked Killington very high among the places to invest in STRs:https://www.businesswire.com/n...Sorry, not very skilled at posting on this forum - I hope that link works for you. 

Also, if there is a major expense that the normal fees don't cover, you can get hit with assessments that get spread among the owners outside of your normal fees.

California had among the highest taxes in the country for decades.