It took a lot of Botox injections first.]If you’d like something to worry about for your circumstances - because all you have provided to us is: “The tenant broke the lease and moved out…” - consider this AZ law: https://www.azleg.gov/ars/33/01370.htmAn advice that probably does not need to be stated here, but still: Depending on the facts of your circumstances, I wouldn’t comment on whether you complied with this law, which I also assume is currently in force - this is a public forum, and you shouldn’t volunteer potentially-damaging information to the other side.And, again: None of the above is legal advice, as I am not a lawyer.

If you are ever forced to sell, or you end up with toxic tenants you might be finished.

The law forces investors to put 20% down.

This market is forcing a lot of investors back to fundamentals.

While you can't force them to complete it, it’s a helpful document to have.If you’re looking for more landlord-friendly areas, you might want to explore options in Clackamas and Washington County, outside of Portland proper.

On the 19th now the credit bureaus didn't all show up and we were forced to push it back another day because the scores didn't show until after my original  closing time.

If I go with the 5900 policy I will be operating at a loss and I will be forced to sell the house. 

It doesn't work so great when you force it upon assets that are not a good fit. 

The higher % down payment will force the positive cash-flow.

I’m active duty Air Force (for less than six months) before retiring after 30 years.