are u using ur money or r u borrowing the $?  

Cheers, Michael Montgomerythx michael u have been extremy helpful, may i ask u a few questions while i have u hear and if u could answer them, than u would have no idea how much it would help me along my journey.Q1: since u have a full duplex and know what half duplexes are, than can u clarify something for me.

nice to meet u Richard 

Ya know I hadn't thought about student housing either but with U-Maryland not too far that could be a nice way to go eventually...know far too well the higher amounts they charge for students living off campus haha 

Hi if u buy your home in cash can u automatically refinance your home or u have to wait 6months

Question, how long had u been investing before you were able to be only $2500 off from $28K?

This scenario worsens when there is hard money involved.

Trial and error but you will find people that will take the time or a bunch of different people that will give u time.  

yep thanks if its the contractor hiring them, its the contractor's liability and u have a contract to proof it.that's a good idea to verify the contractor's insurance, do u actually ask the contractor for their insurance policy and then call and verify its active?

The SFH buyer market trends are becoming like the Chinese stock market...Hot today, crashing tomorrow.