It would be a terrible idea to buy a property with that exception on the insurance policy.

Roof was in terrible condition and I could see from ground level that it needed to be replaced. 

Is it liked by many, or the worst place around with terrible reviews? 

I asked my insurance rep and he said must have terrible credit.. and of course NACA deals with that kind of credit buyer.. but once you go through their program they do get you those sweat heart loans I had as the seller to buy down the buyers rate and they got a rate under 2% so on a 80k mortgage payments was really low..

I have a few local lendors that I'm hoping would help me avoid the seasoning, but if I can't, ~6 months isn't terrible.

I decided to sell my first home, and buy a new home, feeling like the market isn't terrible as a buyer if you are also selling.

So if the tenant wants to be difficult they have all the power to do so.That being said I bought these properties in low income areas so the properties themselves weren’t terribly expensive.

If our properties only cash-flowed it would be a terrible investment.

You can have a broker or bank with great programs but if the loan officer is terrible, it will be an awful experience and your loan may not close anyway.   

The average rate of return was 0.61%, which is a terrible return, but wouldn’t look like a loss, but when you dive into the numbers, you'll realize that if you invested $100,000 during this time period, instead of it growing at a consistent 0.61% to $106,000, you would actually be left with $76,000.