My lease has a strict no pet policy and the renters were very aware of this.  

Also, you probably know this, but Collier Heights is a historic district and they are VERY strict on what improvements you can make to the exterior.  

Those are strictly conversations with owners and do not include wrong numbers, dead numbers, voicemails, etc... just live calls.  

Or strictly sold comps?

The short version is they allow you to qualify off the rental cash flow and not your personal income, and you can purchase in an LLC which is strictly prohibited by all the loan types listed above. 

The IRS will tax the gift, you can research imputed interest.I don't understand why you would purchase an investment property with such strict rental rules.

Right now I don't see me reaching my goals with strictly SFR's in only 10 years.

Are you open to house hacking or are you looking for strictly something to rent out?

Dieting housing crisis things slowed down but we pulled thru without significant economic hardships.

But, title insurance, lender or otherwise, does not protect you from Future events unrelated to the validity of title at the time of the transaction, and has nothing to do with getting paid later ......it is strictly for guaranteeing title is good at the time of the transaction, period.