It was with one of the most reputable companies in town, it cost $858 to treat a 1,800 square foot house, and it came with a 3 year warranty.Shop around.

Do they charge by square footage, by the hour, etc?

Research and find a small deal to get your feet wet. 

Purchase price: $2,740,500 Cash invested: $400,000 A 22,000 square foot office space. 4 long term tenants

HOA/POA - If there is an HOA, be aware of what the dues are and what their requirements are for what you build (ex. square footage requirements, construction materials, etc)4.

And then we’d be back to square 1 trying to sell but at a lower price which would suck.

Me and my realtor attempted to dispute the appraisal as there are comps in the area much higher with comparable square footage.

The specific area I'm looking into is the McKinney historic district, a quaint downtown square with a great restaurant/retail scene.

The total square footage of the house is just under 3k.My original plan was to LTR the top and do a STR for the bottom.

She also confirmed my original understanding that in order to open any account (deposit or lending), one does have to "live, work, attend church or school" in the counties Avadian serves.So, not exactly back to square one as I do have other lender options, but not the response I was hoping for.