This does not prohibit raising capital from friends and family (on a less formal basis).Most banks are trying to get away from allowing you to finance 100% of a property so that you have at least some skin in the game, as far as I know.

How would I go about finding local investors in the area to partner up with (Boots on the Ground with skin in the game)?

No skin off your back and she feels safe to live there.2) Tell her you will be happy to purchase a new refrigerator for the unit and charge her a leasehold improvement. 

If I were to join and try to build up the business and get into home building possibly how difficult is this to do?

I am still relatively inexperienced so how much skin in the game will a typical hard money lender require for a loan?

When you have a deal ready for a buyer and it is a good deal, you will not have much difficulty finding buyers.

I've signed up late last year, but had some difficulties.

Not even sure if I can get an unsecured loan for 25k, but it's an idea i had.Still not sure if I want to refi my primary either, a little timid thinking it may go up or something cause it's no longer my primary home.Man... so many ways to skin a cat!

Can't be passive, thin skinned, and shy.

Hello,I've had my eye on a number of properties into area, and have had some difficulty tracking down the owner.