DSCR lenders tend to be pretty flexible, but I would get pre-approved with a reputable lender first before doing anything. 

My reputation on this platform is important - to help out active duty, reservists, and veterans get into homes using their benefit wisely.Feel free to send a message.

The price/rent ratios are unbeatable is solid blue collar locations.My personal rental portfolio is here and cash flows extremely well and is low maintenance.Purchase: $80k-$130kRent: $1200-$1500ROI: 10-14%Cash flow: $250-$350/doorAppreciation: Double digit (for past 10 years, will gladly send data)Location: C, B- (suburbs and certain markets)We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, mortgage, Amazon fulfillment, and more jobs.The bad reputation comes from OOS investors wanting $20k D market properties.

What is their style and reputation?

Hello, I am getting a new roof soon, and will at least be getting new  seamless gutters installed from a reputable company in town.

Can anyone refer me to a reputable hard money lender.

The best way to be sure you are not leaving money on the table and paying more in taxes than you need to pay is by getting a no-cost pre-analysis from a reputable company.

If you don't have cash, find a reputable hard money lender in your area and get a prequalification so you know exactly what you qualify for before hunting for your own deals.

Otherwise, if you don't leave anything for them and make a massive margin that is almost larger than there's you can get into some trouble with your reputation for being unethical. 

AND had to pay 3 pts to get a 6.125 interest rate....I didn't really shop around due to urgency of having to make a decision, so I went with a highly reputable lender.Sticker shock!